Service

Capital Planning Report

The discipline of a reserve fund study, for properties outside the standard reserve legislation — so your capital plan is a decision, not a guess.

01

What is a capital planning report?

A capital planning report applies the same method as a reserve fund study — a component inventory, a condition assessment, and a 30-year forecast of repair and replacement costs — to properties that no reserve legislation covers. It identifies upcoming major projects, models funding scenarios, and gives owners a clear, defensible basis for setting aside capital.

Because no statute prescribes its format, the report is shaped around how your property actually operates: what you own, what will wear out, when, what it will cost, and how to fund it.

Who is it for?

Housing & water co-operatives

Co-ops carry the same long-term repair obligations as condominiums, without the statutory reserve framework.

Commercial & mixed-use properties

Owners and managers planning capital expenditures across tenanted buildings and shared infrastructure.

Rental apartment buildings

Portfolio owners who want component-level forecasts instead of reactive maintenance budgeting.

Communities outside the condo acts

HOAs, resort associations and other shared-ownership structures with common property to maintain.

02

Why plan when nothing requires it?

That is exactly when planning matters most. With no legislated study cycle, nothing forces a property to look ahead — until a roof, boiler or parkade membrane reaches end of life and the money has to come from somewhere. A capital planning report replaces that moment with a schedule you saw coming years earlier.

Predictable funding

Component-level forecasts turn large, irregular capital costs into steady, plannable contributions.

Credibility with lenders and buyers

A current, professionally prepared capital plan is evidence the property is managed deliberately — lenders, insurers and buyers increasingly expect one.

Better decisions

Funding scenarios let owners compare paths — steady contributions, staged projects, or borrowing — before committing.

03

How Reserve Plus helps

Capital planning reports are delivered the same way as our reserve fund studies: engineer-authored, a complete first draft in 30 days or less, and bundled with myRPlanner (powered by StelorPM) for the full term — so the plan stays a living financial model you can update as projects land, costs move, and priorities change.

Put a real plan behind your property.

Tell us about the property and we'll quote a capital planning report.

Request a quote